Advantage Banking Overview
Experience enhanced banking with a wide range of valuable benefits and services—all for a low monthly fee. The Advantage Banking Account is designed to offer convenience, protection, and exclusive perks to support your financial lifestyle.
Account Highlights
- No Monthly Minimum Balance Requirement
- Complimentary Personalized Checks
- Debit Card Access
- Monthly Detailed Statements
- Includes images of cleared checks and deposit slips
- Available as:
- Paper Statements – Delivered by mail
- E-Statements – Accessible via Online Banking and PCSB One-Touch Banking
Digital Banking Features
Note: Enrollment in Online Banking is required to access PCSB One-Touch Banking and Mobile Deposit Capture.
Exclusive Benefits
- IDProtect® – Identity theft monitoring and resolution¹
- Cellular Phone Protection² – When your mobile bill is paid using your Advantage Banking account
- Debit Advantage®² – Buyer’s Protection and Extended Warranty coverage
- Travel & Leisure Discounts – Available online
- Health Discount Savings – This is not insurance
- $hopping Rewards™ – Registration/activation required; available online
- Roadside Assistance Service²
- Accidental Death & Dismemberment Insurance²
Additional Complimentary Services
- Personal-use Photocopies
- Personal-use Outgoing Fax Service
- Personal Money Orders
Monthly Fees
- Individual Plan: $4.00
- Family Plan: $6.00 – Includes accidental death insurance coverage for all immediate household family members
¹ Benefits are available to personal checking account owners and their joint account holders, subject to applicable terms and conditions. Some benefits may require authentication, registration, and/or activation. Benefits are not available to authorized signers who are not account owners, or to businesses, clubs, trusts, organizations, churches, or schools.
² This is a summary only and does not include all terms, conditions, and exclusions. Please refer to the Guide to Benefits or insurance documents for full coverage details. Insurance products are not FDIC insured, not guaranteed by the bank, and not a deposit.